The Community Rebuild and Restore Product is part of FHL Atlanta Bank’s suite of affordable housing homeowner assistance products. It provides up to $10,000 per household for rehabilitation of an owner-occupied home located in “Major Disaster Declaration” areas as designated by the Federal Emergency Management Agency (FEMA).

Product Overview:
• Maximum funding is $10,000 per household
• Funds can be used to correct defects or deficiencies resulting from the identified disaster that impact the
habitability of the property and are not associated with repairs covered under an insurance claim
• Funding applications must be submitted within 24 months of the “Major Disaster Declaration” by FEMA
• Homeowner must have income that is less than or equal to 80 percent of the county area median income or
the state median family income for the area, adjusted for family size as published annually by the Department
of Housing and Urban Development (HUD), whichever is higher
• Homeowner must have at least 30 days current ownership by life estate or full interest in the fee title and
have ownership of the subject property at the time of the “Major Disaster Declaration”
• Funding is available for owner-occupied homes located within the United States and its territories
• Eligible properties include:
• Owner-occupied 1-4 family properties
• Townhouses, condos
• Cooperatives
• Manufactured and mobile housing

To learn more, visit or call 1.800.536.9650, option 3, option 2, option 0. Click here for details.