Recent findings reveal that millennials aren’t getting enough credit for their good financial decisions. Credit Karma, the San Francisco-based credit and financial management platform, surveyed more than 1,000 participants between the ages of 18 and 24 on spending and saving habits. Results revealed that this group is saving, working to reduce debt, and planning for retirement.

While often looked upon by preceding generations as commitment-phobic and “irresponsible job hoppers” laden with severe debt, millennials who receive fair wages tend to be loyal to their employers and committed to building savings and credit, according to the latest Credit Karma Millennial Report.

But the study shows “millennials are following in the footsteps of generations before them: saving for the future is top-of-mind, loyalty with employers who offer fair pay is a priority, and hitting life’s traditional milestones is important to them,” said Bethy Hardeman, chief consumer advocate at Credit Karma.

Some 52 percent of the people surveyed indicated they’re already saving for retirement and have an emergency fund, with 75 percent of savers citing the 2008 financial crisis as influential in shaping their financial management choices. Read more in Credit Union Journal.